A budget app with no bank connection

How transactions get in instead

Four ways, all of which keep the data in your hands:

• Type it: the fast path on a phone, with a keypad built for amounts.
• Import a CSV your bank already lets you download; Bufin maps the columns and skips duplicates.
• Photograph a receipt: the text is read on your device, not sent anywhere.
• Screenshot your bank's transaction list and let Bufin pull the rows out of the image, again on-device.

What you give up, honestly

Automatic feeds. An app that connects to your bank fills itself in; Bufin doesn't, and on a busy month that's ten minutes of work you wouldn't otherwise do. What you get back is that no third party holds a key to your accounts and nobody's servers accumulate a copy of your spending history.

Why people choose it this way

Aggregators are a concentration of risk: one company holding read access to millions of bank accounts. Bufin's design removes that company from the picture entirely. The trade-off is deliberate, and it's the reason the privacy claims on the rest of this site can be simple.